Pies AutoInvest needs at least half of your ‘Investment plan’ schedule to pass before making the next payment. When this condition is not met, the scheduled deposit will be skipped.
💡 Example
If you enable AutoInvest on 20 August 2025, and choose a deposit schedule for every 28th of the month, your AutoInvest on 28 August will be skipped. It is because the chosen schedule is 'Monthly', but only 8 days have passed. The required timeframe, in this case, is 15 days, which is half of the chosen schedule.
Here’s how much your pie will need from the day you enable AutoInvest based on your deposit schedule:
- Daily - 1 business day
- Weekly - 4 business days
- Every 2 weeks - 7 days
- Monthly - 15 days
- Every 2 months - 30 days
The principle applies to manual deposits also, not only upon pie creation and initial deposits.
📄 Note
If you make any adjustment before the distribution date by changing the Date, amount or frequency with less than half of the investment plan again, the next date will be skipped.
Why was my AutoInvest deposit skipped when I enabled "Use my cash first"?
For UK AutoInvests with Use my cash first enabled, AutoInvest first checks whether your free cash covers the full scheduled deposit.
If your free cash is short, your selected external payment method will be charged for the full scheduled amount. If that external payment is declined, expired, or cannot be completed, AutoInvest will miss that deposit.
📄 Note
No partial amount is taken from free cash when it is short. The scheduled deposit either succeeds using one source or it is skipped. A one-off external payment failure does not automatically cancel your AutoInvest.
To help avoid missed deposits, make sure your selected external payment method is active and can cover the scheduled amount before your next AutoInvest date.
Why was my scheduled ISA deposit skipped?
A scheduled deposit is also skipped if it would take you over your £20,000 annual ISA allowance. When your remaining allowance is lower than the scheduled amount, the deposit isn't processed and no money is added to your ISA.
You'll be notified the first time this happens. If your allowance remains fully used, later deposits keep being skipped without further notifications until your allowance resets in the new tax year. Your schedule stays active and resumes automatically once allowance is available.
📄 Note
Tax treatment depends on your individual circumstances and regulations, which may change. This check only covers contributions to your Trading 212 ISAs. If you hold ISAs with other providers, you're responsible for keeping your total contributions across all of them within your £20,000 annual allowance - we can't see ISAs held elsewhere.