Ready-made model pies are pre-designed investment portfolios, created by professionals to align with specific risk tolerance levels and investment objectives. They consist of a diversified mix of asset classes like stocks, bonds, and commodities.
Our ready-made model pies are powered with ETFs by the world's greatest asset managers.
What are the differences between each model pie?
There are multiple models available, each with a specific goal.
Core models are diversified across multiple asset classes and industries. Their main goal is diversification instead of following a specific trend or theme.
Multi-thematic models usually hold only equities and their goal is to provide a diversified exposure to multiple themes like artificial intelligence, cloud computing and green energy.
Thematic models, like technology or environmental, hold only equities and focus on a single theme.
What are the model pie variants?
Non-thematic models, like Core, have different variants available that control the asset class distribution between equities, bonds and commodities. You can select a variant that is more suited for your needs. For example:
- The conservative variant is geared towards higher diversification and lower volatility. This is done through a higher exposure to bonds versus equities.
- Moderate is geared towards maintaining steady growth and moderate volatility. The exposure between bonds and equities is balanced.
- Aggressive aims to maximise growth potential but comes with higher volatility. Exposure to equities is significant.
What is the model pies' composition?
All model pies hold only ETFs. However, the ETFs have exposure to other asset classes like equities, commodities and bonds. Each model pie will include the breakdown of exposure per asset class.
You can also view the entire composition, which includes all ETFs included in the model pie along with their target weights.
How does rebalancing work?
Each model pie's target weights and holdings will likely be updated at least once a quarter. We will notify you about these changes. You may then review and either apply or dismiss them.
If you choose not to apply the rebalancing changes, you’re moving away from the asset manager’s model. This may impact your pie’s return and volatility.
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