Pies AutoInvest needs at least half of your ‘Investment plan’ schedule to pass before making the next payment. When this condition is not met, the scheduled deposit will be skipped.
💡 Example
If you enable AutoInvest on 20 August 2025, and choose a deposit schedule for every 28th of the month, your AutoInvest on 28 August will be skipped. It is because the chosen schedule is 'Monthly', but only 8 days have passed. The required timeframe, in this case, is 15 days, which is half of the chosen schedule.
Here’s how much your pie will need from the day you enable AutoInvest based on your deposit schedule:
- Daily - 1 business day
- Weekly - 4 business days
- Every 2 weeks - 7 days
- Monthly - 15 days
- Every 2 months - 30 days
The principle applies to manual deposits also, not only upon pie creation and initial deposits.
📄 Note
If you make any adjustment before the distribution date by changing the Date, amount or frequency with less than half of the investment plan again, the next date will be skipped.
Why was my AutoInvest deposit skipped when I enabled "Use my cash first"?
For UK AutoInvests with Use my cash first enabled, AutoInvest first checks whether your free cash covers the full scheduled deposit.
If your free cash is short, your selected external payment method will be charged for the full scheduled amount. If that external payment is declined, expired, or cannot be completed, AutoInvest will miss that deposit.
📄 Note
No partial amount is taken from free cash when it is short. The scheduled deposit either succeeds using one source or it is skipped. A one-off external payment failure does not automatically cancel your AutoInvest.
To help avoid missed deposits, make sure your selected external payment method is active and can cover the scheduled amount before your next AutoInvest date.