The Rebalance option helps keep your Pie aligned with your target allocations. Over time, some slices may grow larger or smaller than planned as the value of each investment changes.
For example, if one stock performs better than the others, it may make up a larger share of your Pie, while other investments become underweight. You can rebalance by adding cash to underweight slices without selling, or by buying and selling selected positions.
📄 Note
This is an execution-only service. Not investment advice or portfolio management. You are responsible for all investment and rebalancing decisions.
What does the Rebalance option do?
Over time, your Pie’s investments may move away from their target allocations. This happens because the value of some slices grows bigger (or smaller) than others.
To fix this, you can use the Rebalance option at any time. It is available under both the Overview and Holdings tabs of your Pie.
When you rebalance:
- The algorithm will automatically sell shares of overweight slices (those above target).
- It will then use the proceeds to buy shares of underweight slices (those below target).
- Before execution, you’ll see a preview of the changes.
❗️ Important
Losses may occur if some positions are sold at a lower value during rebalancing.
Which rebalancing option should I choose?
When you tap Rebalance, you'll see two options:
- Top up account: Top up the Pie with cash to buy underweight slices and bring them closer to your targets. Nothing is sold. Choose this option when you want to rebalance without selling existing holdings. You'll continue to the Invest screen with Self-balancing selected.
- Buy and sell positions: Sell the overweight holdings you select and use the proceeds, together with any available Pie cash, to buy underweight holdings. Choose this option when you're comfortable selling selected positions to bring the Pie closer to your targets. Before execution, you'll see a preview of the changes.
How do I choose which positions to sell?
On the buy and sell positions screen, the sell list shows all holdings above their target allocation (overweight) - this is selected by default. The buy list shows holdings that are below their target allocation (underweight).
If you don't want to sell a particular overweight holding, simply untick its checkbox. You can also use Select all to reselect every holding in the sell list.
What happens if I don't select any positions to sell?
- If the Pie has cash: The rebalance uses Pie cash to buy underweight holdings.
- If the Pie has no cash: You'll be prompted to choose to Top up your account.
❗️ Important
Losses may occur if some positions are sold at a lower value during rebalancing. To avoid or limit selling, you can choose to Top up your account or select which holdings to include in the sell.
Does my pie have a balanced score?
Your Pie also has a Balance Score (1–10).
- A high score means your Pie is close to its target allocations.
- A low score means your Pie is more unbalanced.
You can find the Balance Score under the Overview tab, and from there, you can initiate a rebalance. The Holdings tab will show you the details behind the score.
Are rebalancing transactions in non-base currencies subject to extra costs?
Yes. Rebalancing transactions involving non-base currencies are subject to an FX Fee.
What happens if markets are closed during a rebalance?
If the markets are closed (or only some markets are open), rebalancing may take longer. You’ll receive a notification once the process is complete.
What if a rebalance cannot be fully executed?
If a rebalance cannot be fully completed (for example, due to pending orders or closed markets), the proceeds from sold shares will appear as Pie cash until all buy orders are executed.
Why do I sometimes see Pie cash after a rebalance?
Even after a rebalance, a small amount of Pie cash may remain. You can always view this in your Pie’s Holdings tab.