If you are a German tax resident registered under Trading 212 EU GmbH, your crypto transactions may be relevant for your personal tax return.
Crypto transactions are treated differently from eligible Invest and CFD activity under Trading 212 EU. The questions below explain what this means for German tax residents registered under Trading 212 EU.
📄 Note
Crypto services are provided by Trading 212 Markets Ltd (authorised and regulated by CySEC), not by Trading 212 EU GmbH.
Your Crypto account is separate from your Invest or CFD account under Trading 212 EU GmbH. This article only explains whether crypto transactions are included in Trading 212’s German tax features and documents.
Further details on how the Crypto account operates can be found in our Help Centre: Crypto at Trading 212 Markets Ltd.
Does Trading 212 automatically deduct German taxes on crypto transactions?
No. Trading 212 does not automatically calculate, deduct, or report German taxes on crypto transactions as part of the German automatic tax deduction process.
If you are a German tax resident, you may need to review and report your crypto transactions yourself as part of your personal tax return. Please consult a qualified tax professional if you are unsure how this applies to your personal situation.
How are crypto transactions shown in my statements?
Your statement will include separate sections for each Trading 212 account and provider. For example, Invest/CFD activity will be shown under Trading 212 EU GmbH, while Crypto activity will be shown under Trading 212 Markets Ltd.
Each section includes the balances, transactions, and account details for that account.
Because the accounts are provided by separate entities, there is no single combined balance or combined profit/loss total across Invest/CFD and Crypto.
Statements and transaction records may help you review your crypto transactions, but they are not a tax assessment and do not confirm whether a transaction is taxable or how it should be reported in your personal tax return.
Are crypto transactions included in my German Tax Overview?
No. Crypto transactions are not included in the German Tax Overview.
The Tax Overview only shows taxes handled through Trading 212’s automatic German tax deduction process. Crypto transactions are outside this process.
This also means crypto losses are not offset against gains from your Invest or CFD accounts through Trading 212’s automatic German tax deduction process.
Does my exemption order apply to crypto transactions?
No. Your exemption order does not apply to crypto transactions.
The exemption order applies to eligible capital income where German taxes are handled automatically by Trading 212.
Will crypto transactions be included in my German tax certificate?
No. Crypto transactions are not included in German tax certificates issued for your Invest or CFD accounts.
German tax certificates only cover taxes handled through Trading 212’s automatic German tax deduction process. Crypto transactions are outside this process.