- Trading 212 has been profitable every single year since its founding 20 years ago;
- We have no debt and maintain solid cash reserves;
- Offering free fractional share dealing is cost-effective for us because we have already invested significantly in infrastructure and platform development for our CFD business over the years;
- Our sustainability does not rely on VC funding or crowdfunding;
- At Trading 212, we hold all client funds and assets in accordance with the regulations set out by the FCA, CySEC, and ASIC, respectively.
- We do not use any of our clients' funds for our own hedging or margin trading.
Here is how your funds and assets are further protected according to the entity you’re registered under 👇
Trading 212 UK Ltd. Protection
Your uninvested cash and Cash ISA fund are held in accounts with our partner banks, separate from our own company funds. The Financial Services Compensation Scheme (FSCS) provides protection under two distinct schemes depending on the circumstances of failure.
- Deposit Protection
We appoint and review the banks, monitoring them continuously to ensure they remain appropriate to hold client money. In the unlikely event one of our partner banks were to fail, your uninvested cash is protected by the FSCS under the Deposit Guarantee Scheme (DGS). It can protect you up to £120,000 per banking group. This was raised on 1 December 2025 from £85,000. You can learn more about this deposit limit protection increase here.
This limit applies to everything you hold with the same bank, whether it is deposited through Trading 212, another provider, or in an account opened by yourself.
- Investment Protection
In the unlikely event Trading 212 were to fail, your investments are protected by the FSCS for up to £85,000. The £85,000 protection limit is a total cap for everything you have with us. It covers your cash and your investments added together, not separately. We run strict safety checks multiple times a day to keep your investments secure.
This protects you in the event Trading 212 should fail - not where the value of your investments goes down due to market changes. You can learn more about how the FSCS operates here.
Trading 212 Markets Ltd. Protection
Your funds and assets are protected by the Investors Compensation Fund (ICF) for up to €20,000. You can learn more about how the ICF operates here.
Trading 212 FXFlat
Your funds and assets are protected by the German Investor Compensation Scheme (EdW) for up to €20,000. Funds are safely kept in a segregated account. You can learn more about the protection scheme here.