The value of your investment can go up or down, and you may get back less than you invested. Nothing in this article is investment, tax or legal advice. |
We're introducing mutual funds in phases, starting with a selection of UK-authorised open-ended investment companies (OEICs) and unit trusts, alongside overseas UCITS funds recognised in the UK. We'll add more funds over time.
Mutual funds are available to UK residents only and are being rolled out gradually, so they may not be available to you yet. If you're eligible but don't have access yet, you can join the waitlist in the app and we'll let you know when access becomes available to you.
Where can I see the full list?
The up-to-date list of available funds is shown in the app under Mutual Funds, and on our website.
Can I request a fund that isn't listed?
Not yet, but we're expanding the range over time and taking client feedback into account when prioritising additions.
Are all share classes of a fund available?
No. We only offer "clean" share classes that are approved for retail investors in your country. A "clean" share class is one that doesn't pay a commission from the fund manager back to the platform that sells it; its ongoing charge reflects the fund's management cost alone.
We offer these in GBP where available, but may offer a fund in another currency where that's the only clean share class we can access. Orders can only be placed in the fund's own currency. See "What fees and minimum amounts are involved when investing in mutual funds?" for how currency conversion works.
Is there a residency requirement to trade mutual funds?
Yes. Mutual Funds are initially being offered only to clients who are residents in the UK, under Trading 212 UK Ltd. This is separate from simply holding a Trading 212 UK account.
Why do I see a waitlist instead of being able to trade straight away?
We're rolling out mutual funds in stages to ensure we can properly support every client as the feature becomes available. See "What is the mutual funds waitlist, and how does it work?" for full details on joining, prioritisation and what you can do while waitlisted. The waitlist is only shown to clients who meet the UK residency requirement above. If you don't, you won't see a waitlist option, since mutual funds aren't being made available to your account at this stage.
Can I view mutual funds if I'm not a UK resident?
Yes. You can search for mutual funds and view their details, but you won't be able to buy them.
What happens to my mutual fund holdings if I move outside the UK?
If you bought mutual funds while you were a UK resident and later move abroad, you can still sell your existing holdings. You won't be able to buy more units or invest in other mutual funds while living outside the UK.
Can I review a fund's details before I invest?
Yes. You can review the fund's details, costs and any available exposure breakdowns on its page, alongside its Key Information Document (KID).