The value of your investment can go up or down, and you may get back less than you invested. Nothing in this article is investment, tax or legal advice. |
Mutual funds are available across Invest, Stocks & Shares ISA and SIPP accounts under Trading 212 UK Ltd., subject to each individual fund's own eligibility rules. This is also subject to a UK residency requirement. See "Which mutual funds are available on Trading 212?" for detail on what this means if you're not a UK resident, or if you move abroad after buying.
Mutual funds are available to UK residents only and are being rolled out gradually, so they may not be available to you yet. If you're eligible but don't have access yet, you can join the waitlist in the app and we'll let you know when access becomes available to you.
Are all funds available in an ISA?
Only funds that meet HMRC's qualifying rules for a Stocks & Shares ISA can be held in an ISA. If a fund loses its qualifying status, we'll let you know. In some cases you may be able to move it to your Invest account instead of selling (check the option shown in the app for that fund), or you may need to sell it within the set period we give you.
Since orders can currently only be placed in a fund's own currency, only GBP-denominated funds will be available for ISA accounts at launch.
Are all funds available in a SIPP?
SIPP eligibility depends on the individual fund and our SIPP administrator's rules, particularly how often the fund can be traded. Not every fund available in Invest or ISA may be offered in a SIPP.
A SIPP can hold cash in multiple currencies. You can invest in eligible funds denominated in any currency supported by your SIPP.
Can I transfer mutual funds to or from Trading 212?
Yes. See Can I transfer a mutual fund to or from Trading 212, and how long does it take? for full detail, including expected timelines.