Merchant-Funded Cashback lets you earn extra rewards when you shop with selected brands using your Trading 212 Card. Some offers require activation before spending, while others are automatically available. Cashback can be earned once on single-use offers or multiple times on multi-use offers, depending on the deal.
We are gradually rolling out this feature to an increasing number of users.
Who can join the Merchant-Funded Cashback Programme?
To join the Programme, you must:
- Live in the United Kingdom
- Already be a Trading 212 customer
- Have an activated Trading 212 Card
- Accept the Programme’s Terms & Conditions
How do I start receiving Merchant-Funded Cashback Offers?
To participate, you must opt in and give your consent to join the Merchant-Funded Cashback Programme and accept the programme’s Terms & Conditions.
Once eligible, you’ll see cashback offers for spending at participating merchants in the app.
Do I need to activate offers before using them?
Some offers require you to tap “+” and agree to terms before your purchase; others are automatically available.
Each offer includes its own conditions, such as:
- Minimum spend
- Expiry date
- Single-use or multi-use limits
- Maximum cashback amount
- Other relevant Custom Conditions
Can I deactivate an offer after activating it?
Activated offers remain valid until you use them (single-use) or until the offer expires or reaches its limit (multi-use). Deactivation is currently not supported.
How do single-use and multi-use offers work?
- Single-use offers earn cashback on one eligible purchase.
- Multi-use offers reward multiple purchases until the offer expires or the cashback limit is reached.
📄 Note
Available only to clients registered under Trading 212 UK Ltd who reside in the United Kingdom and have opted into the Cashback Programme by accepting the Terms