The tax loss certificate allows you to offset your losses from trading with Trading 212 with taxable profits from other banks or brokers in your annual tax return.
- If you request the certificate, it will be issued as part of your annual tax certificate at the beginning of the next year. Your "other" loss pot will then be reset to 0.
- If you do not request the certificate, your existing loss pot is automatically carried over to the next year and can be used to offset future profits made with Trading 212.
❗️ Important
The deadline for requesting or cancelling the tax loss certificate is December 15th of each year. After this date, your choice is final and no changes are possible for the current tax year.
How to request a Tax Loss Certificate?
- Go to Menu
- Select Settings
- Open the Tax overview
- Select Request
How to cancel a Tax Loss Certificate?
- Go to Menu
- Select Settings
- Open the Tax overview
- Select Cancel
Are my past trading losses carried forward with automatic taxation?
On 5 January 2026, Trading 212 launched the automatic taxation feature, which automatically calculates and withholds taxes on different transactions in the app and transfers them to the German tax authority. This feature however does not apply retroactively and therefore does not cover transactions executed before its launch.
About loss carry-forward:
- Losses from CFD trading were automatically carried forward from 2025 to 2026.
- Losses from trading in stocks and ETFs were not automatically carried forward to 2026, as these were not previously tracked by Trading 212.
If you wish to carry forward losses from stock and ETF trading from 2025, this can be done through your annual Income Tax Return. We will provide your 2025 Capital Income Statement by May 2026, which you can use to declare these losses to the relevant tax authority.
For more information about the Automatic Taxation feature, please refer to this article.