Crypto-assets are high-risk, and you could lose all your money. Your capital is at risk. Prices can be volatile, and you may have no protection if things go wrong.
You should consider whether you understand how crypto-assets work and whether you can afford to take the high risk of losing your money.
Keeping your crypto-assets and cash protected through trusted partners, robust controls, and a strong regulatory framework. Learn how your funds and crypto-assets are safeguarded and what happens if anything unexpected occurs.
How are my crypto-assets kept safe with Trading 212?
Your crypto-assets are held in segregated accounts and wallets through our appointed custody partner, Coinbase., one of the largest Virtual Asset Service Providers. This means your crypto-assets are kept separate from Trading 212’s own crypto-assets, ensuring they belong solely to you.
How are my crypto assets protected/safeguarded?
We employ strict safeguards, as required by MiCA, Client Asset Segregation requirements. All crypto assets and client funds are legally segregated from the firm's own assets.
Which banks hold my Crypto account cash?
We work with LHV Bank, a publicly listed, well-capitalised bank authorised and supervised by the European Central Bank and the Estonian Financial Supervision Authority. We monitor all custodian and banking partners continuously to ensure they remain appropriate.
What daily controls help protect my crypto-assets?
We implement daily reconciliations with our custody partner, rigorous due diligence, crypto-assets and cash segregation, and strong internal controls—including access restrictions and audit trails - to ensure your crypto-assets are accurately accounted for and protected at all times.
What happens to my crypto assets if Trading 212 goes bankrupt?
Because of MiCA’s asset segregation rules, the crypto assets we hold for you remain legally separate from our firm's assets. In the event of insolvency, a liquidator would manage the return of your segregated crypto assets back to you. They are not available to our firm’s creditors.
Are my crypto-assets covered by investor or deposit protection schemes?
Crypto-assets are not covered by investor compensation schemes (ICF) or deposit guarantee schemes. However, your assets are safeguarded through segregation, regulatory compliance, and the use of reputable custody partners.