Whenever you make a purchase with your Trading 212 card, you will now have the option to round up to the nearest whole number and transfer the change directly into a designated investment pie.
To turn on the feature, follow these steps 👇
- Go to your Cards menu
- Locate the 'Invest spare change' option
- Select the pie you wish to invest your change in
- Click 'Enable' to confirm
📄 Note
You will need to accept the updated T&C before having the option to enable the feature.
How does rounding up work?
Each transaction rounds up to a specified increment, depending on the currency:
- GBP, USD, EUR, BGN, CAD, CHF: Rounded to the nearest whole number.
- PLN and RON: Rounded to the nearest multiple of 5.
- SEK, NOK, DKK, CZK: Rounded to the nearest multiple of 10.
- HUF: Rounded to the nearest multiple of 100.
How do multipliers work?
When enabling the feature, you can select a multiplier (x1, x2, x3, x4 or x5) to apply to each spare change amount you invest.
📄 Note
Funds invested due to a multiplier are still invested from your own free funds.
Can I invest change in multiple pies?
No, you can invest only in one pie at a time.
Can I disable rounding up?
Yes, you can do so at any time by going to your card menu, selecting 'Invest spare change', then selecting 'Disable'.
Which currency wallet will the funds be invested from?
The spare change invested will always come out of your main account currency wallet. If you pay in a currency different than your main one, your spare change will undergo a currency exchange when it's invested in your selected pie.