From 19 March 2026, the 1.5% cashback offer on the Trading 212 Card is temporarily unavailable for newly created cards.
- Clients who create a card on or after 19 March 2026 will receive 0.5% cashback.
- Clients who created their card before 19 March 2026 will continue to receive 1.5% cashback
- This applies to Trading 212 Markets Ltd and Trading 212 UK Ltd.
Cashback rates, promotions, and eligibility criteria may vary depending on the Trading 212 entity with which your account is held and are subject to change. Full terms and conditions apply.
You receive cashback when you make purchases of goods and services with the 212 Card via point-of-sale (POS) terminals or online transactions. It is paid daily to your Spending pot after the transaction's status changes to 'Completed'.
It may take a few days for a transaction to go from 'Pending' to 'Completed'. This depends on the merchant.
The full terms and conditions of the 212 card cashback can be found 🔗 here (Trading 212 UK Ltd.) and 🔗 here (Trading 212 EU GmbH)
How do I check the cashback I have received?
- Go to the Card tab
- The cashback you received is available under Your cashback
- You can check the exact cashback you received for a transaction by tapping on More.
Why haven't I received cashback for my transaction?
- It may still be incomplete. Visit the transactions screen to check the status.
- The merchant might not be eligible for cashback as per the terms of the campaign. Check the list of such merchants 🔗 here.
What happens to my cashback if I get a refund?
If you receive a refund for a transaction where cashback was originally awarded, the cashback amount will be deducted from your balance. This ensures cashback is only kept for completed and retained purchases.
What is the current cashback for clients registered under Trading 212 EU GmbH?
Clients registered under Trading 212 EU GmbH currently receive 2% cashback, available until 31 July 2026.