Money transfer
Code: 4829
- Transfer of funds (both card-present and card-absent) or via an original credit transaction (e.g., via Visa Direct or Person to Person [P2P] payments).
Services and merchandise from financial institutions
Code: 6012
- Repayment of debts to banks, savings and loans, thrift shops and credit unions
- Account funding in financial institutions
- Merchandise and services for banks
- Merchandise and services for credit unions
- Deposits to financial institutions
- Payments to mortgage companies
- Purchase of foreign currency/non-fiat currency (for example, cryptocurrency) and/or money orders (not money transfer) and traveler’s cheques
- Loan payments
- Savings and loans in financial institutions
- Paying for services - banks, credit unions, financial institutions (non-cash)
- Stored value card.
Quasi cash
Code: 6051
- Casino chips, cryptocurrencies, money orders, lottery tickets
- Travelers cheques, foreign currency, or money orders.
Gambling
Code: 7995
- Betting (including Lottery Tickets, Casino Gaming Chips, Off – track Betting and Wagers) and other similar services.
Investment firms, Brokers/Dealers
Code: 6211
- Funds used for bond dealers/brokers of securities, mutual funds, stocks, commodities and bonds
- Foreign currency purchase
- Licensed foreign exchange
- Trading
- Binary options
- Payments to Investment firms - Dealers and brokers
- Mutual funds
- Transactions made to stock brokers
POI funding transactions
Code: 6540
- Initial purchase and/or any subsequent reloads of stored value cards (including Visa prepaid cards) occurring at non-financial institutions
- Account funding at non-financial institutions
- Stored value card/load (Non-financial institutions)
Utility services
Code: 4900
- Payments for ongoing generation, transmission, and/or distribution of electric or gas power or other utility services.
- Payments for water supply system services and the collection and disposal of refuse.
Insurance
Code: 6300
- Payments for personal or business insurance policies such as automobile, life, health, hospital, medical and dental insurance, homeowners and renters insurance, real estate title insurance, pet health insurance and flood, fire or earthquake insurance.
Real estate management
Code: 6513
- Payment of management fees, rental commissions, rental payments, and other payments at real estate agents, brokers and managers engaged in the rental and management of residential and commercial properties. It also includes payments of deposits for real estate purchases.
Digital services
Code: 7372
- Payments for computer programming services, systems design, website design, data entry and data processing services.
Fines
Code: 9222
- Payments for local, state and federal fines and penalties, motor vehicle violations and community - or property-assessed fines.
Taxes and penalties
Code: 9311
- Payments for taxes and penalties, as well as the custody and disbursement of funds.
Other professional services
Code: 8999
- Professional services that are not classified with a more specific merchant category code.
Government services
Code: 9399