Start earning interest on your uninvested cash. There are no minimums or limits on the cash balance that can earn interest.
Cash can be withdrawn at any time from your accounts. Withdrawals from SIPP accounts are subject to UK pension rules.
What is uninvested cash?
This is any cash that you have not invested in instruments like stocks and ETFs. Check how much of your cash is not invested in the Interest on cash dashboard in the Menu.
Which account types are eligible for interest?
You can earn interest on cash held in any of the following account types:
- Stocks & Shares ISA
- Cash ISA
- Invest
- SIPP
- CFD
Are there any min or max balance requirements to earn interest?
No. There are no minimum or maximum balance requirements to earn interest.
Which currencies earn interest?
In the app, tap on Interest on cash, and you’ll find which currencies earn interest. You can also find them on our terms and fees page.
Which interest rates apply to my account?
The rates displayed on our website (see Terms & Fees, “Interest You Earn” Section) apply to new clients. If you already have an existing account, you can find your applicable rate in the Interest tab of your app.
How do I enable the interest?
- Log in to your account,
- Tap ☰ from the main navigation.
- Tap on Interest on cash, follow the instructions
- Tap the ‘Enable’ button.
For accounts where cash may be held in qualifying money market funds (QMMFs), you will also need to consent to this. More information can be found in "What are the risks of QMMFs?"
What if I don’t want to earn interest?
You can disable it at any time via the ‘Interest on cash’ dashboard in your app, by clicking the “Don’t pay me interest” Section.
📄 Note
If you change your mind, you can turn interest back on at any time.